Terms and Conditions

These terms and conditions govern your use of Nuviorathyles's financial planning subscription service and website.

Last Updated: July 31, 2025

Acceptance of Terms

By using our service, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our service.

Service Description

Nuviorathyles provides monthly financial planning consultations and guidance through a subscription-based model. Our service includes personalized consultations, planning discussions, and ongoing support.

Eligibility

Our services are available to individuals aged 18 and over who are residents of Australia. By using our service, you confirm that you meet these requirements.

User Responsibilities

As a user of our service, you agree to:

• Provide accurate and complete information during consultations
• Pay subscription fees on time according to the selected plan
• Use the service in accordance with these terms
• Maintain the confidentiality of your account information
• Notify us promptly of any changes to your circumstances

Prohibited Uses

You may not use our service to:

• Engage in fraudulent or illegal activities
• Provide false or misleading information
• Share your account access with unauthorized parties
• Attempt to disrupt or damage our systems
• Use the service for any unlawful purpose

Intellectual Property

All content, materials, and intellectual property on our website and in our services remain the property of Nuviorathyles. You may not reproduce, distribute, or create derivative works without written permission.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information.

Payment Terms

Subscription fees are charged monthly in advance. Payment terms include:

Service Disclaimers

Our service is provided "as is" without warranties. We make no guarantees regarding specific financial outcomes or results. Past performance does not guarantee future results.

Limitation of Liability

Our liability is limited to the maximum extent permitted by law. We are not liable for indirect, consequential, or special damages arising from the use of our services.

Indemnification

You agree to indemnify and hold harmless Nuviorathyles and its affiliates from any claims, damages, or expenses arising from your use of our services or breach of these terms.

Dispute Resolution

In case of disputes, we encourage resolution through direct communication. If needed, formal dispute resolution procedures are available:

Termination

Either party may terminate the subscription with 30 days written notice. We reserve the right to terminate immediately for breach of these terms.

Governing Law

These terms are governed by Australian law and the laws of the state where services are provided. Any disputes will be subject to Australian jurisdiction.

Severability

If any provision of these disclaimers is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and Nuviorathyles regarding the use of our services, superseding any prior agreements.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on our website and communicated to active subscribers.

Contact Details

If you have questions about our use of cookies, please contact us at info@nuviorathyles.com or +61 4 7367 5642.