Important Disclaimers

This website contains general information about financial planning services. The content is provided for informational purposes and should not be considered as personalized financial advice.

General Disclaimer

The information provided on this website is general in nature and may not be suitable for your specific circumstances. We recommend consulting with qualified financial professionals before making any financial decisions. Results may vary based on individual circumstances.

Limitation of Liability

Our liability is limited to the extent permitted by Australian law:

• We exclude liability for indirect, consequential, or special damages arising from the use of our services.
• Our total liability is limited to the amount paid for our services in the 12 months preceding any claim.
• We are not liable for losses arising from market volatility or external economic factors.
• No liability exists for decisions made based on general information provided through our service.

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties regarding the completeness, accuracy, or timeliness of the content on this website.

Professional Advice Disclaimer

The content on this website does not constitute professional financial advice. Always consult with licensed financial advisors for personalized recommendations suited to your specific situation.

External Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.

No Warranties

We provide our services and website content "as is" without warranties of any kind:

• We make no warranty regarding uninterrupted service or error-free operation.
• No warranty is provided regarding the suitability of information for specific purposes.
• We disclaim all implied warranties including merchantability and fitness for a particular purpose.

Results Disclaimer

Financial planning outcomes depend on various factors including market conditions, personal circumstances, and implementation of recommendations.

Governing Law and Jurisdiction

These disclaimers are governed by Australian law:

Indemnification

You agree to indemnify and hold harmless Nuviorathyles and its affiliates from any claims, damages, or expenses arising from your use of our services or breach of these terms.

Severability

If any provision of these disclaimers is found to be unenforceable, the remaining provisions will continue in full force and effect.

Modifications

We reserve the right to modify these disclaimers at any time. Changes will be posted on this page with an updated revision date.

Contact Information

For questions about these disclaimers or our services, please contact us: